
ENRICO NENGGALA | mortgage broker
Property finance, engineered for long-term wealth.
You're earning well. You're working hard. But your money is sitting in a bank account, quietly losing to inflation, and you know you can do better.
I'm Enrico, a mechanical engineer turned mortgage broker. I spent years testing every investment strategy out there before landing on one clear truth: property, paired with the right finance structure, is the most reliable way for everyday Australians to build real generational wealth.

Today, Proverbs Finance applies the same engineering mindset I used in my career. Breaking down complex problems, stress-testing assumptions, and designing finance structures that support growth, flexibility, and control.If you value clarity, structure, and honest advice, you’ll feel right at home here.
Strategy before loan: We start with your 10-year goal, not a lender's product
Analytical, data-driven approach: Scenarios modelled, assumptions stress-tested, nothing left to guesswork
Plain English, always: Honest trade-offs, no jargon, no pressure
our method
Most brokers find you a loan. We design a finance structure around where you actually want to be in 10 years, then work backwards.The result: smarter decisions today that don't cap your growth tomorrow.

Understand first: Your goals, income, risk tolerance, and future plans
Built to scale: Structures that let you keep borrowing as your portfolio grows
No surprises: Every decision comes with clear pros, cons, and trade-offs
Book a free 15-minute call. We'll look at where you're at, what you're trying to build, and whether we're the right fit.No obligation. No jargon. Just clarity.

Personalised 1:1 strategy calls. No 'generic' advice
Strategy tailored to your income, goals, and timeline
Advice from someone who actually invests in property himself
Credit Representative (CRN: 574150) of Purple Circle Financial Services Pty Ltd (ACL: 486112)